Disclaimer
Important risk and regulatory disclaimers for the products and services offered by WealthBay.
WealthBay Private Limited is an AMFI-registered Mutual Fund Distributor (ARN 29566) and a distributor of third-party financial products. It is not a SEBI-registered investment adviser, and information on this website is not investment advice.
Mutual funds
Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance does not guarantee future returns. The NAV of units may go up or down.
Insurance
Insurance is the subject matter of solicitation. Policies are issued by the respective insurers, who alone decide underwriting and claims under the policy terms. For more details on risk factors, terms and conditions, please read the sales brochure and policy wording carefully. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Members of the public receiving such phone calls are requested to lodge a police complaint.
Bonds & NCDs
Bonds and non-convertible debentures carry credit/default risk, interest-rate risk and liquidity risk. A credit rating is an opinion of the rating agency, not a guarantee of repayment. Unsecured and subordinated instruments rank behind secured creditors.
IPOs
Investments in IPOs are subject to market risks. Allotment is not guaranteed, and listing gains are not guaranteed — shares may list below the issue price. Read the Red Herring Prospectus, including its risk factors, before applying.
Portfolio Management Services
PMS is not a SEBI-guaranteed product. Returns are not assured. Portfolios are managed by SEBI-registered portfolio managers; read the Disclosure Document before investing. The minimum investment is prescribed by SEBI.
REITs & InvITs
REIT and InvIT unit prices fluctuate and distributions are not guaranteed. Units may trade at a discount or premium to NAV.
Alternative Investment Funds
AIFs are suitable only for eligible, sophisticated investors who can bear the risk of loss and illiquidity. Investments are made solely on the basis of the scheme's Private Placement Memorandum (PPM) and are subject to the minimum investment prescribed by SEBI.
Market Linked Debentures
MLD returns depend on the performance of an underlying index or security and on the issuer's ability to pay. Principal protection, where offered, is subject to issuer credit risk. MLDs may be illiquid before maturity. Read the offer documents carefully and consult your tax advisor on taxation.
Partners
Partner names and logos shown on this website are trademarks of their respective owners and are displayed to indicate the products we distribute.