Lumpsum Calculator
See how a one-time investment could grow at an assumed annual rate of return.
₹5 L
Assumes annual compounding at a constant rate. Market-linked returns fluctuate and can be negative.
Amount invested
₹5,00,000
Estimated gains
₹10,52,924
Estimated value
₹15,52,924
Growth over time (illustrative)
Invested vs estimated gains
- Amount invested₹5,00,000(32%)
- Estimated gains₹10,52,924(68%)
How this works
A lumpsum investment is a single, one-time amount invested at the start. This calculator compounds it annually at the expected rate you enter.
The estimated value is calculated as P × (1 + r)^n, where P is the amount invested, r is the annual rate and n is the number of years.
Market-linked investments do not grow in a straight line. The chart shows a smooth path only to illustrate the effect of compounding.
The expected rate of return is an assumption you choose; it is not a projection of any particular scheme's performance.
The results shown are illustrative estimates based on the assumptions you enter and are not a guarantee of future returns. Actual returns may be higher or lower. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance does not guarantee future returns. These tools are for educational purposes only and do not constitute investment advice or a recommendation of any product. WealthBay is an AMFI-registered Mutual Fund Distributor (ARN 29566).
Turn Estimates into a Personalised Plan
Calculators show what is possible under a set of assumptions. Our team can help you review your goals, risk appetite and existing investments in a free, no-obligation conversation.