Comprehensive Insurance & Benefits for Your Workforce
Support your employees with well-designed benefits. From group health and group term insurance to key-man protection and employee financial wellness, we help businesses plan with confidence.
Why Corporate Financial Planning Matters
In today's competitive talent market, employee benefits are no longer a nice-to-have. Health coverage, life insurance, and retirement benefits can contribute to employee satisfaction, retention and employer branding.
Beyond employee welfare, businesses also need strategies to manage surplus funds, protect against the loss of key personnel, and stay on top of their obligations. WealthBay's corporate solutions bring these needs together through a single, coordinated partnership.
Corporate Solutions at a Glance
Group Health Insurance
Medical cover for employees and their families, designed around your team size and budget.
Group Term Insurance
Life cover for employees as part of their compensation, with benefits payable to their families as per policy terms.
Employee Benefits
Benefit programmes that combine health, life and wellness components for different employee grades.
Business Protection
Key-man and partnership cover to help protect your business against the loss of critical people.
Corporate Financial Planning
Planning for surplus funds, including mutual fund options, balancing liquidity, risk and return.
Employee Financial Wellness
Workshops and sessions that help employees understand insurance, saving and investing.
Corporate Financial Products We Offer
Group Health Insurance
Provide medical coverage to your employees and their families. Group health insurance is a highly valued employee benefit and can help attract and retain talent. We help design plans that balance coverage with cost.
- Cashless hospitalisation at the insurer's network hospitals
- Coverage options for employees, spouses, children, and parents
- Maternity and newborn baby cover options
- Pre-existing disease cover, subject to policy terms
- Customisable sum insured per grade or level
- Wellness programs and health check-ups, where offered
Group Term Life Insurance
Offer life cover to your employees as part of their compensation package. In the event of an employee's death, their family receives a lump sum benefit as per policy terms. It demonstrates your company's care for employee welfare.
- Coverage linked to salary or a fixed amount
- Accidental death and disability riders
- Tax-efficient benefit for employer and employee, subject to tax laws
- Simple administration with minimal paperwork
- Coverage up to retirement age
- Claims assistance by WealthBay team
Key-Man Insurance
Help protect your business against the financial impact of losing a key employee, founder, or director. Key-man insurance compensates the company, as per policy terms, for losses incurred while finding and training a replacement.
- Coverage for founders, directors, and critical staff
- Helps offset loss of revenue and expertise
- Helps fund recruitment and training of a replacement
- Can be structured as a term or whole life policy
- Premiums may be tax-deductible, subject to tax laws
- Sum assured based on the individual's contribution
Corporate Investment Planning
Plan the deployment of your company's surplus funds. We help you consider mutual fund options and other avenues that balance liquidity, risk and return for your treasury needs. Mutual fund investments are subject to market risks.
- Corporate FD and bond placement
- Mutual fund investments for surplus funds
- Employee PF and gratuity fund advisory
- NPS (National Pension System) implementation
- Cash flow planning and liquidity management
- Regular portfolio reviews and rebalancing
Solutions for Every Business Size
Startups & SMEs
10 to 200 employees
Cost-effective group health and term plans that help you compete for talent. Simplified administration and flexible terms suited for growing businesses.
Mid-Size Companies
200 to 2,000 employees
Benefit packages with multiple sum insured tiers, wellness programs, and key-man insurance for leadership, designed with cost management in mind.
Large Enterprises
2,000+ employees
Customised corporate programs with dedicated relationship management, a claims support desk, plans compared across our partner insurers, and investment support.
Your Dedicated Corporate Financial Partner
Corporate financial planning requires a different approach than individual planning. Our corporate solutions team focuses on employee benefits design, insurer coordination, and ongoing service.
Tell us about your organisation
Share a few details about your team size, current coverage and what you are looking for -- group health, group term, employee benefits, business protection, corporate financial planning or employee financial wellness -- and our corporate team will get back to you.
Have questions about Corporate Solutions?
Speak to our team — no obligation. We'll explain the options, risks and costs.
Common Questions About Corporate Solutions
What is the minimum number of employees needed for group health insurance?
Can we customise the coverage for different employee levels?
Is the cost of group insurance tax-deductible for the company?
How does WealthBay help during claims?
WealthBay Private Limited — AMFI-registered Mutual Fund Distributor, ARN-29566. WealthBay acts as a distributor of third-party financial products and earns commissions from product providers. Please read all scheme / offer documents carefully before investing.
Design the Right Benefits Package for Your Team
Our corporate solutions team will work with you to design, implement, and manage a benefits program tailored to your company's size and budget.