Inflation Calculator
See what today's expenses may cost in future and how inflation erodes purchasing power.
₹1 L
Inflation is assumed to be constant every year. Actual inflation varies and differs across categories such as education and healthcare.
Increase in cost
₹79,085
Value of today's amount then
₹55,839
Purchasing power falls by about 44.2%
Estimated future cost
₹1,79,085
Rising cost vs falling purchasing power
How this works
Inflation is the rate at which prices rise over time. The future cost is calculated as Current cost × (1 + inflation)^years.
Purchasing power shows what the same amount of money would buy in future, in today's terms: Amount ÷ (1 + inflation)^years.
Inflation varies across categories — education and healthcare costs have historically risen faster than general prices in India — so consider a category-specific rate where relevant.
The inflation rate is an assumption; actual inflation may differ.
The results shown are illustrative estimates based on the assumptions you enter and are not a guarantee of future returns. Actual returns may be higher or lower. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance does not guarantee future returns. These tools are for educational purposes only and do not constitute investment advice or a recommendation of any product. WealthBay is an AMFI-registered Mutual Fund Distributor (ARN 29566).
Turn Estimates into a Personalised Plan
Calculators show what is possible under a set of assumptions. Our team can help you review your goals, risk appetite and existing investments in a free, no-obligation conversation.