Protect What Matters. Invest With Purpose. Build Your Future.
Insurance, investments, tax & financial planning and corporate solutions — personalised guidance for individuals, families and businesses, all under one roof.
Four Pillars of Financial Solutions
Protect → Plan → Invest → Review → Grow. Every recommendation starts with your goals, needs and risk profile — and we explain the risks, costs and suitability of each option.
Insurance
Protect what matters most.
Life Insurance
Protect your family's financial future with life insurance plans from our partner insurers, including Axis Max Life, ICICI Prudential, HDFC Life, Bajaj Allianz and Tata AIA. Endowment, ULIP, whole life and child plans explained.
- Endowment & savings plans
- ULIP investment-linked plans
- Whole life coverage
- Child future protection
Term Insurance
High life cover at affordable premiums. Term insurance provides pure life protection, helping ensure your family is financially protected if something happens to you.
- High cover at affordable premiums
- Flexible policy terms
- Critical illness riders
- Return of premium options
Health Insurance
Stay prepared for medical emergencies with health insurance from our partner insurers. Individual, family floater, senior citizen and critical illness plans with cashless hospitalisation at network hospitals.
- Cashless hospitalization
- Family floater plans
- Critical illness cover
- No-claim bonus benefits
General Insurance
Protect your valuable assets -- vehicles, property, travel and business -- with general insurance policies from our partner insurers across India.
- Motor insurance (car & bike)
- Home & property insurance
- Travel insurance
- Commercial insurance
Corporate Insurance
Group health, group term life, personal accident and business covers for companies of every size. We help you design an employee benefits programme and protect your assets and liabilities.
- Group health & group term life
- Group personal accident
- Property, marine & liability covers
- Key-person protection
Claims Support
Help when you need it most. We guide you through intimation, documentation and follow-up for health, life, motor and other insurance claims, and explain your escalation options.
- Claim intimation guidance
- Document checklists
- Follow-up with insurer or TPA
- Grievance escalation support
Investments
Grow your wealth with informed investment choices.
Mutual Funds
Professionally managed pooled investments across equity, debt, hybrid and solution-oriented categories, from all major AMCs. SIP from ₹100–500 depending on the scheme. AMFI-registered MFD — ARN 29566.
- Equity, debt, hybrid, index/ETF, liquid & ELSS
- SIP, lumpsum, STP & SWP
- SIP calculator & goal planner
- Periodic portfolio reviews
Portfolio Management Services (PMS)
Customised, discretionary equity portfolios managed by SEBI-registered portfolio managers, held in your own demat account. Minimum investment ₹50 lakh as prescribed by SEBI.
- Multicap, midcap, smallcap, focused & thematic
- Securities held in your own demat
- Fixed, performance-linked & hybrid fees
- Disclosure Document walkthrough
IPO
Apply to upcoming public issues of mainboard companies through a simple ASBA / UPI process. Understand the RHP, allotment and listing-day risks before you bid.
- Live & upcoming IPO tracker
- RHP highlights & risk factors
- ASBA / UPI application help
- Allotment & listing explained
Alternative Investment Funds
Privately pooled, SEBI-registered funds for sophisticated investors, accessing strategies beyond traditional markets — private credit, real estate, venture capital and special situations.
- Category I, II & III explained
- ₹1 crore SEBI minimum
- Lock-ins & fees explained
- PPM-based evaluation
REITs and InvITs
Exchange-listed trusts that own income-generating real estate (REITs) and infrastructure assets (InvITs), and pay regular distributions. Buy units through your demat account.
- Office, retail & infrastructure assets
- Regular distributions (not guaranteed)
- Listed and tradeable on NSE / BSE
- Small trading lots via demat
Bonds
Fixed-income securities that offer predictable interest income across government and corporate issuers — from sovereign G-Secs to PSU, tax-free and private secured bonds.
- Sovereign, PSU & state-guaranteed
- Tax-free bonds (secondary market)
- Private secured & high-yield
- Indicative yields on request
Non-Convertible Debentures (NCDs)
Debt instruments issued by companies, often through public issues, that offer fixed interest. Understand rating, security, liquidity and taxation before you apply.
- Open & upcoming public issues
- Secured vs unsecured explained
- NCD vs FD comparison
- Application via ASBA / UPI
Market Linked Debentures
Debt instruments from Edelweiss / Nuvama whose returns are linked to market indices such as the Nifty or gold, often with capital protection features at maturity.
- Nifty & gold linked structures
- Principal-protected & non-protected
- Payoff scenarios explained
- Section 50AA taxation
Portfolio Review
A structured check-up of your investments and insurance. We review asset allocation, fund overlap, performance against benchmarks, costs, tax efficiency and protection gaps.
- Asset allocation vs goals
- Fund overlap & underperformers
- Costs & tax efficiency
- Insurance adequacy check
Tax & Financial Planning
Plan your finances with clarity and purpose.
Tax Planning
Plan your investments and insurance with tax in mind. Understand the old vs new regime choice, deductions such as Section 80C and 80D, and capital gains, in plain language.
- Old vs new regime awareness
- 80C options like ELSS & PPF
- 80D health insurance deductions
- Capital gains & tax harvesting
Financial Planning
Goal-based planning for education, marriage, a home, an emergency fund, wealth creation and travel. Protect first, then plan, invest, review and grow.
- Goal-based planning
- Cash-flow & budgeting
- Protection first
- Regular reviews
Retirement Planning
Estimate the retirement corpus you may need, account for inflation, and plan the move from accumulation to regular income using NPS, PPF, mutual funds, annuities and SWPs.
- Corpus estimation
- Inflation-aware planning
- Accumulation & distribution strategy
- Health cover in retirement
Corporate Solutions
Financial solutions designed for businesses and their people.
The WealthBay Approach
We aim to be a long-term financial partner, not a product-selling platform — with clear communication about risk, cost and suitability.
AMFI-registered MFD
WealthBay is an AMFI-registered Mutual Fund Distributor — ARN 29566.
Everything Under One Roof
Insurance, investments, tax & financial planning and corporate solutions from one team.
Personalised & Transparent
Guidance based on your goals, needs and risk profile — no exaggerated promises.
Ongoing Reviews
Bengaluru-based, serving clients across India, with periodic reviews as your circumstances change.
Not Sure Where to Start?
Tell us about your goals and we'll help you identify the right mix of protection, planning and investments. No-obligation consultation.