Goal Planner
Estimate the future cost of a goal and the monthly SIP or lump sum to work towards it.
₹25 L
Estimated future cost
₹78,46,071
Children's Education in 12 years
Gap after existing investments
₹78,46,071
Existing investments may grow to ₹0
Monthly SIP needed
₹24,348
Or a one-time lump sum of ₹18,72,296 today
These figures are illustrative estimates based on the inflation and return assumptions entered. They are not guaranteed — actual costs and returns will differ, so review the plan periodically.
Projected progress towards the goal (illustrative)
How this works
Choose a goal and enter what it would cost today. The cost is inflated to the year you need the money using the expected inflation rate.
Any existing investments earmarked for the goal are grown at the expected return; the remaining gap is converted into the monthly SIP (invested at the start of each month) or the one-time lump sum today that would be needed to bridge it.
The figures are illustrative and are not guaranteed — revisit the plan as your circumstances and markets change.
Goal estimates depend on the inflation and return assumptions entered and are not guaranteed.
The results shown are illustrative estimates based on the assumptions you enter and are not a guarantee of future returns. Actual returns may be higher or lower. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance does not guarantee future returns. These tools are for educational purposes only and do not constitute investment advice or a recommendation of any product. WealthBay is an AMFI-registered Mutual Fund Distributor (ARN 29566).
Turn Estimates into a Personalised Plan
Calculators show what is possible under a set of assumptions. Our team can help you review your goals, risk appetite and existing investments in a free, no-obligation conversation.